A penny saved is a lesson learned.

Saving money. It’s not just for the well to do. Saving money is a good idea for everyone. And whether you save just a bit or a whole lot, it all adds up to far more than you might expect in the end, especially when it’s placed in accounts offering attractive interest rates.

Savings Account

  • Interest is earned on a tiered basis. The greater the account balance the higher the interest rates and corresponding annual percentage yield.
  • Rates will be disclosed at account opening and may change daily.
  • Interest calculated by the daily balance method.
  • Interest compounded daily and credited quarterly.
  • If your balance falls below a stated minimum on any day in the month your account will be subject to service charge for that month.
  • Quarterly statements provided unless there are any preauthorized transfers in which case a statement will be provided monthly.
  • During any calendar month or statement cycle of at least four weeks, you may not make more than six preauthorized withdrawals, automatic or telephone transfers, checks, drafts, and debit card or other similar transactions from your account. If you exceed the transfer limitations set forth above in any statement period, your account will be subject to closure by the financial institution.

Money Market Account

  • Interest is earned on a tiered basis. The greater the account balances the higher the interest rate and corresponding annual percentage yield. Rates will be disclosed at account opening and may change daily.
  • Interest will be compounded monthly and credited monthly.
  • Interest calculated by the daily balance method.
  • If your balance falls below the stated minimum on any day┬áin the month, your account will be subject to a service charge for that month.
  • During any calendar month or statement cycle of at least four weeks, you may not make more than six preauthorized withdrawals, automatic or telephone transfers, checks, drafts, and debit card or other similar transactions from your account. If you exceed the transfer limitations set forth above in any statement period, your account will be subject to closure by the financial institution.

Certificate of Deposit
Looking for safety, security, and liquidity? Certificates of Deposit at First Security Bank are your answer. We offer a wide variety of Certificates with varying interest rates and maturities. Three or six month interest penalty for early withdrawal. No withdrawals of principal from certificates are allowed until the maturity without penalty.

Health Savings Account
Health Savings Accounts (HSAs) are tax-favored consumer savings arrangements for individuals and families covered by high-deductible health insurance plans. See your insurance agent for insurance plan details. Stop in to a First Security Banks to establish your custodial account.


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